Contactless EMV: Module 2 - Advanced

Learn about cryptography for contactless, magstripe mode and the common elements of EMV mode.

Continue your journey into the exciting world of Contactless EMV with the 2nd module of our flagship course 'Fast track to Contactless EMV expertise'.

Learn about cryptography for conctactless, take a deep dive into magstripe mode and learn about the common elements of EMV mode.


Contactless EMV Module 2 is a 4-hour technical course that focuses on cryptography for conctactless, on magstripe mode and on the common elements of EMV mode. This module comes with practical exercises to help you assimilate the new concepts and to get practical experience on contactless magstripe transaction analysis.

Intended audience

This 2nd module is quite technical, and can be taken by anyone with basic IT knowledge who wants to start a journey towards contactless payment expertise. We strongly advise completing Module 1 before taking this Module 2.

The course was built with the following audience in mind: people who need strong Contactless EMV technical knowledge to be effective and efficient in their work. This includes roles in the following areas:

  • Payment terminal EMV certification
  • Payment terminal integration
  • Payment terminal development or quality assurance
  • Troubleshooting transaction failures for banks or acquirers
  • Chip card issuance
  • Chip card development or quality assurance
  • Consulting in any of the areas above

Unique learning approach

The learning path is one of increasing complexity, with building blocks to construct the Contactless EMV knowledge, and practical exercises and quizzes to keep students engaged.

This is the second of 3 modules that will take you on a path towards Contactless EMV expertise.

The Contactless EMV Module 2 course starts with a reminder of the cryptographic concepts that are still relevant for contactless, including transaction authorization and offline data authentication. It then introduces and looks into the technicallities of contactless transaction authorization for mag-stripe and EMV modes, and of how fDDA works.

The journey continues with a deep dive into contactless mag-stripe mode, from the high-level concept all the way to the APDUs involved and how terminals retrieve the magstripe track for the online authorization message. This chapter is supplemented with practical exercises.

This module ends with a look at the common elements of contactless EMV mode, introducing the high-level concept, discussing the Cardholder Verification Methods applicable to contactless, and reviewing the kernels' Outcome parameters.

Those constitute the building blocks needed to continue to the last module of the complete course.

Your Instructor

Herve Zenner
Herve Zenner

I have a passion for helping people reach their full potential. As a strong believer of the concept of sustainable leadership, I can feel the pain of employees who cannot perform at their best because of the difficulty of knowledge transfer. In my previous role in product marketing for a very complex payment simulator, I was faced with bridging this knowledge gap on a regular basis. The payment industry is one where the barrier to entry is high, and it should not be this way because it hinders growth for everyone.

My most prized accomplishment in my career is the development of a formalized payment education program for South Africa, which has seen over a hundred students with IT backgrounds turned into payment experts able to proficiently operate our payment simulator. This was made possible thanks to many other education experiences, technical or process-oriented.

Because I am an INTJ in the Myers-Briggs model, you can be sure that the content of my courses is fully thought-out and takes into consideration all aspects needed to reach the targets. I am really good at putting myself in my students’ shoes, to find the path that will take them from where they are to where they want to be.

Want to know more about my credentials?

During my 10 years of strong, technical experience in the card payment industry, I worked in development and QA for the two leading chip card manufacturers, Gemalto and Oberthur. I also held a position of security analyst for EMV products in a lab, which provided a deep understanding of the internal working of payment cards.

My longest position was with Acquirer Systems, a small company which created the best, and most complete, payment simulator on the market (it now belongs to UL). During that time, I held just about every position that there is to fill in a small company, doing software development, QA, customer support, then moving to consulting, pre-sales and education. I built a complete library of deep, technical knowledge in all aspects of card payment transactions, from the card in your pocket to the authorization by the banks.

I am also fully qualified for the positions I have held until now, and fully prepared for the challenges of the future. I hold an MSc in engineering from a French college, and an Executive MBA from Trinity College Dublin.

Watch the presentation video for the 3-module course!

Frequently Asked Questions

When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.

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